Summer Auto Finance in
Costa Mesa (CA)

Brian is amazing! Trustworthy and will take good care of you. My car is nearly paid off now and still runs like to day I got it.

Best experience I have had. Owner is professional and sells quality transportation. If he feels the car is not good he won’t sell it. His prices are fair and he is honest. He has been in business for many years in Orange County so he has a good reputation. His add means exactly that. Little as $500 down no credit check , you have 20 months to pay the car off . How simple is that. I bought a beautiful navigator from him and I’m loving the suv. Yes the cars are older but it’s basic transportation

one of the best experiences of my life. Brian was absolutely fantastic the car I got is so nice it's just beautiful everything was handled professionally and it was very stress-free. thank you Brian..

This is a Great Place to Purchase a Nice! Car. I Loved my 2006 Chrysler Sebring Convertible top so much, it Ran Beyond it's Expectation. And Now I'm in Love With my 2015 Nissan Versa. I'm So Happy I Contacted Brian at Summer Auto Finance. He's my # 1 When it Comes to Purchasing a Car.

Brian and Sam are both great! My boyfriend and I have bought our last 3 vehicles off of them. Most of his cars are high mileage and may have a couple of issues but he is honest and upfront about everything! Most of all he is not pushy whatsoever and will work with almost any situation. There is no credit check so this is the place to go if you have zero or bad credit and Brian will work with you and get you in a car right away. We were in a bad situation and couldn’t make our payment for a couple of weeks and we called Brian and we were honest with him and he totally worked with us! You will pretty much always pay your car off in about a year snd and a half or less! Will always recommend Summer Auto Finance to people!

Amazing service, both mike and Sam and honest. The process was simple. They allow you to take the car for a test drive, they show you a car fax , you give them the down in cash and you sign and drive. There is no hidden costs. If you have a problem they will work with you. He has been in business for many years so he has a reputation with the community and he stands by his word.

Great place to find a used car & easy financing without the credit check! Customer service is superb & owner/employees are available to answer all questions, comments, concerns, etc. I’ve had my 2007 Jetta for almost a year now & it has given me NO major mechanical problems. I’ll likely buy from them again :)

This is the best car dealer I've ever see. Why am I saying this? Listen to my story. I bought a car but unfortunately was not a good machine, brakes failed, Airbag failed and then my engine broke down. I did not buy any warranty whatsoever but the dealer changed my car for a new one with no cost, I could pick whatever I liked and take it home. He was always caring about my feelings (I was really stressed out since my first car was no longer working) and this person knew how to take care of me. I've never seen such a good treatment to the customer, not only replacing my car but listening to me. I recomend this dealer 100%

Summer Auto Finance is the best 2nd chance financing company to ever buy from!! Both Brian and Sam really take care of their customers and listen to what the customer wants. They are understanding and will work with most situations and if ever you have a problem making your car payment, call them up and be open and honest and they can work with the truth of the situation and are completely nice and gracious about it, understand and allow for things/life to happen and will work out a suitable arrangement that works for everybody. When I am ready to buy another car, I will buy again from Summer Auto!!!

Waited 6 months to give a review to make sure my car was dependable. Purchased a 2012 fusion at a wonderful price. It's nice to know that there are honest guys selling dependable cars without getting ripped off. A minor problem that I need to fix with the tank that will be easy to fix and my car is still able to be driven.. That's why I haven't fixed it yet lol... But you can't expect no issues with an older car. I'm very very satisfied with my purchase, as I have had much much much worse. This was a great purchase and I'm glad I went here instead of getting a car note.

Got my very first car from summer auto finance. He will go above and beyond of you are a serious buyer. Only problem I had is that the car i got broke down about 2 months later, and other cars we test drove had a handful of mechanical problems. Bottom line, great dealer if you need a car cheap and fast, just save up a good repair budget.

Location - easy to find... Brian - very nice, straight up.... Deals - It's a first come, first serve... It seems like he sells his vehicles faster than he can update the website which is fine b/c you can just text or email him and he will honestly tell you what he has available at that time. I purchased a vehicle last week and realized that it was going to work out. I called Brian and he was very professional and courteous about the situation and allowed me to return the car based on certain circumstances. I would recommend checking this website out and touch base with Brian if you looking for a car that is cheap and quick to pay off. I would definitely be contacting Brian again in the near future for a new vehicle. You don't get a lot of buy here pay here lots that work as fast and easy as Brian's team. Thanks Brian for all your help. I have referred your website and business to others..

This is the easiest and least stressufull car buying experience my husband and I have ever had. The staff is so friend and helpful. I bought 1 car from here and I plan on buying another one as soon as this one is paid off. Thank you so much for your wonderful business ethics Summer Auto Finance.

Mr. Brian is a straight forward business man. Who can ask for a better deal... low down payment, low monthly payments and no interest or credit check! He is understanding if you cant make the scheduled payment just let him know when to cash your check. We will definitely be referring our family and friends to Summer Auto Finance. Thank you Mr. Brain for making our car buying a breeze we will definitely be going back!

I'm so happy with the SUV I got here 8 months ago. I haven't had any problems with it yet, whatsoever. The owner (Brian) is very honest and upfront, and I appreciated that. I also felt absolutely no pressure at all. It's just the polar opposite of what I've experienced in the past. He really listens and then helps you into something that will work best for you. I feel like I got a really good car with easily manageable payments. I would definitely buy here again in the future.

Bought my car, 09 Mazda6, March 2018. Car runs great, payments are easy and fair, and Brian, the owner, works with you to make your car buying experiance a happy one. I am very satisfied with my purchase.

Just bought my Mustang from Bryan this past weekend. Great service, and great car! I definitely want to recommend him to my friends and family. He got me In and out within 30 minutes. Thank you Bryan

I just bought a 2006 VW Jetta from Bryan at Summer Auto. Great service. Very up front. He made sure to let me know prior to coming to setup an appointment as he is always running around, so I called a day in advance, and also just to make sure called an hour before I drove over from Murrieta to make sure we were still on for our appt. When I got there he handed me the keys and told me to take as much time as I need to make sure the car is what I am looking for. He was great, very professional, laid back and let me and my wife make sure that the Jetta was what we wanted for our 17 year old daughter. As soon as we got back from the test drive the Carfax report was already printed for us to look over and any questions we had he answered very accurately. We finally made the purchase as we felt right at home. Bryan is a wonderful guy to deal with. Very honest, up front, and tells you the truth. This is the type of place that you would definitely want to buy a car from! 5/5 Thanks Bryan and Summer Auto Finance! Happy Holidays

Brian is one of the most honest, fair and trustworthy people that I have ever met. This made purchasing a car from him easy. It's not everyday that you come across people like him. My husband and I just want to thank you for allowing our experience with you a pleasant one and we will be sure to refer you as the #1 car salesman. PS when we ready for our next car WE WILL BE BACK!! THANK YOU

Brian gets right to the point, offers a great selection, and maintains great communication even after the sale. I truly appreciate the honesty and service I received when getting my car through Brian. If you need a good deal in a used car I highly recommend Summer Auto Finance.

I would not suggest shopping for a car at Summer Auto Finance. Bryan is pretty forward about his philosophy. "I can't do that, I'm in the business of making money, not wasting time." I couldn't bring myself to gambling whether the cars he sells will be reliable or not. He'll give you carfax reports, but he does not really know the condition of his vehicles at all aside from a few test drives he says he made.

Bam 💥 I got my dream car !!! He was great & very flexible. I see bad reviews here ...... but I have no idea 💡 why they feel that way. He is a family man & family comes first. Just get him the money & he will work with you. Thanks !!! I love my Volvo XC90 !!!

Brian is great. No pressure. Really friendly and a good listener for what I needed. Got a decent car for a decent price. I am from Canada and knew nothing about the laws and paperwork here so it was important to me to have confidence in the person I was buying from. Thank you Brian.

If you're looking for cars as rinky-dink and overpriced as this office, you've found the right place! Upon arriving at this shanty run down hole-in-the-wall shack/office I introduced myself. Byron clearly dismayed said "he didn't want any headaches from me." Bad start already, but I continued anyway. I was interested in a white 2001 BMW 330i. It looked good online but upon further investigation all was not well. The A/C did not function. The fabric was coming off both sides of the dash, the windshield looked like it had been replaced albeit haphazardly and the scuffed up bumper was partially off. When I inquired about these conditions Byron simply said it looked like "something gone wrong." I asked him about oil leaks, coolant system changes, things that you would typically like to know about cars. He said he didn't know but he was selling the car for $4,000. I proceeded to make a offer for $3000 due to the condition of the vehicle and the necessary repairs. Byron stated "Well, you can make an offer but that doesn't mean anyone is listening." The sheer disrespect with which he said it was puzzling. Was it because I was young? Was it because I was black? Who knows...but a moderately successful entrepreneur such as myself is not at all desperate or inexperienced in making car purchases. This would have been my 7th BMW purchase in the last 8 years. No harm done, Byron told me I could buy a Kia or a Honda for that price although "it wasn't good for a single man," an area which I assume Byron knows a great deal about as it is difficult to imagine women being wooed by his er uhm "charming" personality. Let's hope he learns more about women from those escorts he hires then he does about cars, business, or fashion for that matter.

Brian was very helpful, my husband and I travelled from Las Vegas and the buying experience was smooth and efficient. Good quality cars for the price! Will definitely do more buisness in the future here.

Brian is the nicest guy I have ever had to dealt with. I fell in love with my car the 2nd I drove it. He has a great selection of nice cars for a great price. I was very hesitant on buying a used VW due to my last one, but he was more then helpful and if any issues I had he was there to help with. Will recommend him to friends and family

Don't ever go to this business. I dealt with Brian the manager or salesperson. Because I lived out of town. I arranged to have the car inspected by an inspection company at a considerable cost to me. We agreed on a price and I asked him to send me some paperwork and I would FedEx him the check. I never heard back from him despite many texts, emails and phone calls. Then I saw that the car had been sold. Brian is an unscrupulous, deceitful and unprofessional person. Save yourself some aggravation and find a car somewhere else.